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MasterCard International Incorporated hereby authorizes you to copy documents published by MasterCard International Incorporated on the World Wide Web for non-commercial use within your organization only. In consideration of this authorisation, you agree that any copy of these documents which you make shall retain all copyright and other proprietary notices contained herein. Each individual document published by MasterCard International Incorporated on the World Wide Web may contain other proprietary notices and copyright information relating to that individual document. Except as expressly provided above, nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under a copyright, trademark or other intellectual property right of MasterCard International Incorporated or any third party. Note that any product, process, or technology in this document may be the subject of other intellectual property rights reserved by MasterCard International Incorporated, and may not be licensed hereunder.

This publication is provided "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Any MasterCard International Incorporated publication may include technical inaccuracies or typographical errors. Changes may be periodically made to these publications; these changes will be incorporated in new editions of these publications. MasterCard International Incorporated may make improvements and/or changes in the products and/or the programmes described in these publications at any time without notice.

Should any viewer, by electronic mail or otherwise, of a MasterCard International Incorporated published document respond by electronic mail or otherwise with information including feedback data, such as questions, comments, suggestions, or the like regarding the content of any such MasterCard International Incorporated document, such information shall be deemed to be non-confidential and MasterCard International Incorporated shall have no obligation of any kind with respect to such information and shall be free to reproduce, use, disclose and distribute the information to others without limitation.

Further, MasterCard International Incorporated shall free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever including but not limited to developing, manufacturing and marketing products or services incorporating such information.


MasterCard International Incorporated provides access to MasterCard International Incorporated international data and, therefore, may contain references or cross references to MasterCard International Incorporated products, programmes and services that are not announced in your country. Such reference does not imply that MasterCard International Incorporated in your country intends to announce such products, programmes or services.

Below is a listing of trademarks and service marks owned by MasterCard International Incorporated and its subsidiaries in the United States which is current as of September 22, 1999. Any questions relating to any trademark of MasterCard International Incorporated or its subsidiaries should be referred to the Law Department of MasterCard International at the following address:

General Counsel
MasterCard International Incorporated
2000 Purchase Street
Purchase, New York 10577-2509

Trademarks followed by ®are registered trademarks or service marks of MasterCard International Incorporated or its subsidiaries in the United States; all others trademarks or service marks listed below are the subject of trademark applications of MasterCard International Incorporated or its subsidiaries in the United States.

MasterCard International Incorporated Registered Trademarks

ACCEPTED VIRTUALLY, EVERYWHERE
AIMS®
ASSETMASTER®
BANKNET®
BUSINESSASSIST®
CIRRUS®
CIRRUS DIRECTIONS®
CIRRUS DIRECTIONS Design®
CIRRUS WORLDWIDE CASHASSIST®
Corporate Card Face Design®
CREDITTALK.COM
DESTINATION GOLD®
Distinctive Interlocking Circles Design®
EXPRE$$ LANE®
EXPRESS LANE®
FLARE
FOR A CLEAN BILL OF HEALTH®
GET MORE OUT OF SHOPPING WITH MASTERCARD®
Hologram Design®
GOLD MASTERCARD®
GOLD MASTERCARD DEBIT®
GOLD MASTERMONEY®
GOLD TICKET®
GOLD TICKET SEATING
HOLIDAY SAVINGS CARD
HOT DEALS
IT'S MORE THAN A CREDIT CARD, IT'S SMART MONEY®
I-PURCHASING
MAESTRO®
MAESTRO MAN Design
MASTER PURCHASE PLAN®
MASTER PURCHASE PLAN Design®
MASTER RECOVERIES®
MASTER ROAD ASSIST®
MASTER THE OUTLETS®
MASTERASSIST®
MASTERASSIST MEDICAL PROTECTION®
MASTERBANKING®
MASTERCARD®
MASTERCARD & Design®
MASTERCARD BENCHMARK ADVANTAGE
MASTERCARD BUSINESS BONUS
MASTERCARD BUSINESS BONUSES
MASTERCARD BUSINESSCARD®
MASTERCARD BUSINESSCARD DEBIT
MASTERCARD BUSINESSCARD, IT'S MORE THAN A CREDIT CARD, IT'S SMART MONEY®
MASTERCARD CHARGEBACK NAVIGATOR
MASTERCARD CORPORATE CARD
MASTERCARD Corporate Card Design
MASTERCARD CORPORATE EXECUTIVE CARD
MASTERCARD CORPORATE FLEET CARD®
MASTERCARD CORPORATE MULTI CARD
MASTERCARD CORPORATE PAYMENT SOLUTIONS®
MASTERCARD CORPORATE PURCHASING CARD
MASTERCARD DEBIT®
MASTERCARD DESTINATIONS
MASTERCARD EXCLUSIVES®
MASTERCARD EXCLUSIVES ONLINEā„¢
MASTERCARD EXECUTIVE BUSINESSCARD®
MASTERCARD GLOBAL SERVICE®
MASTERCARD II & Design
MASTERCARD HOT DEALS
MASTERCARD MARKETACCESS
MASTERCARD MARKET ADVISOR
MASTERCARD MASTERTAGGER®
MASTERCARD MATCH®
MASTERCARD MERCHANT ADVISOR
MASTERCARD ONLINE®
MASTERCARD ONLINE REPORTING EXCHANGE
MASTERCARD ONLINE TURN IT ON
MASTERCARD OPERATIONS ADVISOR
MASTERCARD PLATINUM TREASURES
MASTERCARD PORTFOLIO ADVISOR
MASTERCARD PRIORITY CARD CONNECTION®
MASTERCARD PURCHASING CARD®
MASTERCARD REPEATPAY
MASTERCARD SMALL BUSINESS CONNECTIONS
MASTERCARD TRANSACTIONAL DATA SOLUTIONS
MASTERCARD TRAVELCARD
MASTERCARD TRAVELERS CHEQUE®
MASTERCARD Travelers Cheque Design®
MASTERCARD VACATIONS
MASTERCARD, IT'S MORE THAN A CREDIT CARD, IT'S SMART MONEY®
MASTERCARD, IT'S SMART MONEY
MASTERCARD, THE BEST WAY TO PAY ON THE INTERNET
MASTERCARD, THE LIFESTYLE CARD
MASTERCHECKING®
MASTERCOM®
MASTERCOM & Design®
MASTERCOVERAGE®
MASTERGUEST®
MASTERLEGAL®
MASTERLINK®
MASTERLINKS
MASTERMILES
MASTERMONEY
MASTERMONEY BUSINESSCARD®
MASTERMONEY, IT'S MORE THAN AN DEBIT CARD, IT'S SMART MONEY®
MASTERPHONE®
MASTERPOINTS
MASTERPURCHASE®
MASTERRENTAL®
MASTERTELLER®
MASTERTELLER & Design®
MASTERTRIP®
MASTERVALUES®
MASTERVALUES Design®
401(K) MASTERWORKS®
MASTERWORKS®
MASTERWORKS ONLINE
MCPA
MORE LIVING. LESS LIMITS.
MPP Design®
NO WAITING NO MINIMUM NO PROBLEM®
NOW IT'S A THRILL TO BE SMART®
P Design®
PLANMASTER®
PLATINUM MASTERCARD
PLATINUM MASTERCARD COLLECTION
PLATINUM MASTERCARD VACATIONS
PORTS OF GOLD®
PRICELESS
PURCHASE ASSURANCE®
RATE MASTER®
REPEATPAY
REPORTMASTER®
RISKFIND
SAVE YOUR CASH DAYS®
SHAPING THE FUTURE OF MONEY®
SHOP SMART & Design
SHOPPER CLUSTER
Signature Panel®
SPONTANEOUS GOLD®
TDS DESIGN
THE BASEBALL CARD & Design
THE BEST WAY TO PAY
THE BEST WAY TO PAY FOR EVERYTHING THAT MATTERS
THE BEST WAY TO PAY FOR THE DISCRIMINATING CARDHOLDER
THE BEST WAY TO PAY FOR TRAVELERS
THE BEST WAY TO PAY FOR WHAT MATTERS
THE BEST WAY TO PAY ON THE INTERNET
THE COMPLETE CHIP SOLUTION
THE COMPLETE DEBIT PROGRAM
THE FUTURE OF MONEY®
THE OFFICIAL CARD OF GIFT GIVING
THE PREFERRED CARD FOR THE DISCRIMINATING CARDHOLDER
THE PREFERRED CARD FOR TRAVELERS
THE LIFESTYLE CARD
THE WAY TO PAY ON THE INTERNET
THERE ARE SOME THINGS MONEY CAN'T BUY, FOR EVERYTHING ELSE THERE'S MASTERCARD
VERUS
WEBPURCHASING
WEB PURCHASING
WORLD MASTERCARD®
WORLD MASTERCARD UNIQUE EXPERIENCES
WORLD MASTERCARD, MORE LIVING, LESS LIMITS
YOUR MONEY. WHEREVER YOU ARE